A summary: In summer 2009 my dad died suddenly and unexpectedly in the room next to me. The rest of my summer was spent organising funereal arrangements and corresponding with utilities, banks and the mortgage lender, who between them are creditors of well over a hundred grand from my dad's estate, the only financial value of which is the house. I had exam retakes that I scraped through (and only because of extenuating circumstances), allowing me to progress to the third and final year of my four-year...