So last month the 3-year cover on my laptop expired; I was getting letters asking if I'd like to cover it for another year but as the price was over £70 I decided not to.

So naturally my laptop now won't recognise any CDs placed inside of it, be they music, DVDs or games. Tried Microsoft's online solution which didn't fix (or even register) the problem. Leaves me at a loss.

On a lighter note, I think this has more to do with me being unlucky than with dodgy insurance;...