Credit cards and debt

[Ashe]

Hello everyone. Someone I know just realised they were is a lot of debt. They have multiple credit cards and loans. So do you think having credit cards is a good idea, or do you think that you should try to buy things straight out if you can (like if you can't afford it, don't buy it).

I think credit cards have uses (like buying things online you can't get in your country), but you should not let them get out of control. If you can't afford to pay for something, you shouldn't buy it; unless it is something you genuinely need. And I do not think you should have lots of different credit cards. It gets you into more trouble.

[Kaimana]

Credit cards is not a good thing to get into because as you spend using it you build up interest, wich will just cost you more. but sometimes credit cards must be used so I dont really mind. But it is something you wouldnt want to get into because you end up paying alot and in some cases end up in debt.

[Wolfpac]

But anyone who has a Credit Card just type the number here along with your Full Name and other stuff

But Credit Cards are Evil but can also come in Handy. If you have the money, go for it. But don't buy something that you can't afford. Which is why I don't have one.