I have to wonder how Oddworld's finance systems work. We don't know much about moolah, but it seems to be the only currency in use in Mudos - even in the Mongo Wilds. It must be backed by some kind of value, but what? We don't know enough about the economic system to guess.
If any kind of banking system exists, it's probably very poorly (if at all) regulated, so that could explain why Glukkons tend to hoard their cash. Even if it was regulated, the impression I get is that Glukkons are unscrupulous enough to hide and stockpile their earnings, probably for illicit purposes - you can bet if Oddworld has a taxation system that Glukkons will pay in as little as they possibly can.
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