Backup your saves.
Or cheat to get your stuff back to keep the game interesting for you. Sure it's dishonest, but you're only cheating yourself in the end.
(unless you're playing multiplayer - In that case you're screwed.)
Oh and always carry a bucket of water in dungeons. Place it near (but not on) lava and let it flow. Eliminates the problem of lava being in your way.
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