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Say that when the holiday puts you behind on your bills for about two months.
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My dad didn't work last year for health reasons and my mum hasn't worked for years, so we were very poor all year. By this time last year, we were all but out of money. We weren't sure what e were going to do about Christmas.
Christmas is usually quite a drain on our money stash due to the size of our family. Rather than spending a whole lot of money we didn't have, we did the smart thing: each person recieved a gift that cost us $2 AUD, apart from a select few (no more that 6 people recieved $10 gifts).