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I use debit card, not credit.. Debit comes out my own money.
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Thanks for explaining that, I was lost for a minute.
I don't believe in credit because of the fact I'd be in debt quicker than Kerry Katona's knickers in coming off whenever someone said they'll give her a tenner and a used needle of heroin.
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"I'm staunchly atheist, I simply don’t believe in God. But I'm still Catholic, of course. Catholicism has a much broader reach than just the religion. I'm technically Catholic, it's the box you have to tick on the census form: 'Don't believe in God, but I do still hate Rangers..'"