Who knows... I know! On the RPG Maker! The RPG Maker (2000/2003/XP) are cool game makers. Who can speak Finland, go the Final Fantasy Finland Forums. (
Here's the link) And there's the place "PC, Internet Ja Ohjelmointi" and there's some thread's. Go the sticky thread named "Oman Pelin Teko-Ohjeita" and there's some point's to make a game on RPG Maker.
REMEMBER:
That site's a Finland -speaker!