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Is £103,000 that expensive?
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Not really, but I'm taking into consideration that English house prices are sky-rocketing. I'd have to kill all my Family (and get inheritance) to get enough money to buy an appartment in the city centre. Then again, I don't know how much the prices will be in five years or so.
I'll do a search for one-bedroom flats in central London. Then again I could live in a hostel until I can afford a tent. Then I could live in Soho Square in my tent!