ooc: I was about to answer those questions when I saw that T-nex has already answered them.

But I agree with those answers.
5. Well, this is an RPG, where characters react on others' actions. So, if X shoots at Y, Y's owner decides what will happen to Y. His leg shot off or missed by inches... This is the basic idea of Role Playing Games.
Arnie: "Oh, I always forget those security towers. We are going to use the profit to build them!"
Otto: "So much for the 'comfort of workers'."
Arnie: "Safety is more important. You can sleep bad in a safe place or sleep comfortably and wake up with your head in a Paramite's mouth. Or worse."