I was just exaggerating on Hans being the manipulative mirror asshole he is. While there is no real antagonist in the story, you can make one by taking on any character's pov. The way Hans completely fucked over Anna like that can and has made a lot of people focus on him as the "villain", and it's very likely he'll be referred to every time the topic of Disney villains come up.
But yeah otherwise Elsa seems to be the main antagonist to everyone except Anna and the viewer, really.
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